Commercial Insurance
Commercial Insurance Solutions for Your Business
We are here to protect all the hard work you put into growing your business. Let’s make sure you have the commercial insurance coverage that is right for your business.
A Unique Approach to Commercial Insurance
You are proud of your business. Whether you have built it from the ground up or it’s part of a family legacy, you’ve worked hard to turn it into the thriving entity it is today, and you want to protect it. That’s where we come in. Our team is here to make sure that you are covered in all situations.
We take the time to truly understand your company, its history, and your goals for the future. When you have the right insurance coverage, you can feel good about expanding your business and investing in new opportunities because you know we’ve got your back!
We offer dozens of insurance solutions, including commercial general liability insurance, cyber liability insurance, commercial contents insurance, equipment insurance, and more. If you want to make sure you have the best commercial insurance for your business, give us a call today and share your unique story with our friendly and experienced brokers.
We can be reached at 647-966-7093 or by email at: jinwood@cibi.ca.
What Is Commercial Insurance and Why Do You Need It?
Commercial insurance is a broad term that includes many different types of insurance plans that are designed to protect your business from financial harm. Depending on what type of plan you have, your insurance may cover you in the event that your property, equipment, or inventory is damaged or if someone files a lawsuit against you. It also includes coverage related to loss of income during a shutdown for a covered loss or flood or sewer back-up incident.
Commercial insurance is the best way to protect the hard work you put into building your business. A lawsuit, natural disaster, or another incident can cost thousands or even millions of dollars, and you want to be sure that you are protected no matter what. When you have affordable, high-quality coverage, that’s one less thing you have to worry about. We take pride in knowing that we are doing everything we can to make sure you can keep doing what you do best–providing exceptional service to your customers.
Some of the Different Types of Commercial Insurance
Every business is different and so are their insurance needs. We offer dozens of different commercial insurance options specifically tailored to your industry and needs.
Here are some of the most common types of commercial insurance options:
Commercial General Liability
General liability is one of the most important types of insurance that any business owner can have.
This type of insurance protects you in the event of a lawsuit and can even prevent you from losing or having to close your business due to legal expenses.
Commercial Property Insurance
Commercial property insurance or business property insurance can protect property and buildings associated with your business in the event of a fire, natural disaster, and more.
Commercial property insurance is designed to provide you with the funds you need to rebuild if it should ever come to that.
Cyber Liability Insurance
As more and more business is conducted online, you might want to consider cyber liability insurance to protect your online presence and sensitive information from hackers.
This allows you to provide the convenience of online services while reducing your risk.
Commercial Auto Insurance
If you own any commercial vehicles, this type of insurance is essential. It covers you in the event that one of your work vehicles is in an accident.
This type of insurance can include liability and full coverage.
Business Interruption Insurance
While we hope you never need to use it, business interruption insurance was designed to protect your income in the event that you need to shut your business down following a disaster.
This is different than property insurance which covers the cost of rebuilding or repairing. Business interruption insurance provides you with any missed income during the rebuilding period.
Builder’s Risk Insurance
If you own a construction company or related business, builder’s risk insurance is essential.
It protects you and your team in the event that something goes wrong during construction or during the renovations to an existing structure or building.
Discover Even More Great Options
In addition to the general commercial insurance plans we offer, the team at Canadian Insurance Brokers Inc. (CIBI) offers dozens of plans that are custom-made for your industry.
Whether you own a construction company, a consulting firm, or a gym, we have a unique solution for you. Check out some of our great options, including:
- Manufacturing and distributing–all types of products or applications available
- Insurance for countertop installers and cabinet makers insurance
- Insurance for auto body shops, glass repair and replacement shops, detailers and washes
- Trucking insurance for short haul or long haul fleets
- Insurance for dental clinics
- Yoga studio insurance
- Insurance for fitness instructors
- Insurance for gyms and personal trainers
- Drywall contractors insurance
- Painters insurance
- Retail insurance
- Landlord insurance
- Consultant insurance
- Restaurant insurance
- Food delivery insurance
- Non-profit insurance
- Directors and officers insurance
- E-commerce insurance coverage
- Cyber liability insurance
- Errors and omissions insurance
- Tenant legal liability insurance
- And more
What Is Concierge-Style Service?
Concierge-style service is simply a fancy name for a simple philosophy. We make it our mission to provide you with unbeatable service that you won’t find anywhere else. We take the time to get to know your business inside and out, to celebrate your wins with you, and above all, to make sure you are protected when times get tough. We offer proper coverage, competitive pricing, and friendly service to all of our clients so we can foster life-long business relationships.
How We Provide Concierge-Style Service
We take our commitment to concierge-style service seriously. Find out how we provide exceptional service from start to finish.
A Local Company
Because we are a Canadian company, we understand the needs of local businesses better than large-scale multinational corporations. Our clients are local, our teams are local, and so are our services. This allows you to buy insurance from a real person who knows and cares about your goals and plans for the future so we can better protect you.
While we are based in Oakville, we have access to services all over Ontario.
An Independent Broker
When you choose independent brokers, you get honest, objective advice you can trust.
We work for you, not the insurance companies, and can help you find the right plan for you at the best possible cost.
Insurance Tailored to Your Unique Needs
Because there are so many different types of commercial insurance, it is essential to have an expert and independent insurance broker on your side to make sure that you are only paying for what you need, not what you don’t.
We work with twenty of the top insurance companies in Canada and compare hundreds of plans to find one perfect for you.
Safe and Secure Service
We understand that security is a concern for all business owners. That is why we offer premium security features on our website to ensure you can use our online services with confidence.
Ongoing Support as Your Business Grows
As your business grows and evolves, your insurance needs will too.
We provide ongoing communication with all of our clients to ensure that all of your exciting new ventures are covered properly so you can continue to take advantage of big opportunities!
Who We Serve
We work with various small and medium-sized businesses across all industries, and we are passionate about all the great ways our clients serve and improve our local communities.
Whether you are a local gym owner committed to keeping the community healthy or a contractor building forever homes for local families, we are here to serve you and help you do big things, no matter how big or small your business is.
How to Get the Right Insurance for Your Business
Step 1: Schedule Your Consultation
At your initial consultation, we’ll do a deep dive into your business. Tell us everything you want us to know about how it began and where you want to bring your company in the future. We are all ears.
Step 2: Let’s Create a Plan for Success
Once we know everything about your business, we’ll help you create a customized plan that covers all of your needs. We’ll talk to you about what to do if you need to file a claim and what to do as your business grows.
Step 3: Let Your Business Thrive
When you have quality insurance and an insurance broker who is in your corner, nothing is stopping you from running your business and creating a lasting impact on those you serve.
Thousands of Happy Commercial Customers
At CIBI, we have helped thousands of companies get the coverage they need to protect their business and have a 95% retention rate. James Inwood has been in the insurance industry for more than a decade.
Contact us today to join the thousands that already trust CIBI with all their insurance needs.
How Much Do Our Commercial Insurance Plans Cost?
Each of the commercial insurance plans is as different as the companies we serve, but all of the plans we provide are competitively priced.
Because we work with twenty of Canada’s top providers, we are able to negotiate some of the best rates possible.
What Is Commercial Insurance and Why Do You Need It?
Commercial insurance is a broad term that includes many different types of insurance plans that are designed to protect your business from financial harm. Depending on what type of plan you have, your insurance may cover you in the event that your property, equipment, or inventory is damaged or if someone files a lawsuit against you. It also includes coverage related to loss of income during a shutdown for a covered loss or flood or sewer back-up incident.
Commercial insurance is the best way to protect the hard work you put into building your business. A lawsuit, natural disaster, or another incident can cost thousands or even millions of dollars, and you want to be sure that you are protected no matter what. When you have affordable, high-quality coverage, that’s one less thing you have to worry about. We take pride in knowing that we are doing everything we can to make sure you can keep doing what you do best–providing exceptional service to your customers.
Let Us Protect your Business Today
If you are ready to build a better commercial insurance plan for your business, give us a call at 647-966-7093 or email us at jinwood@cibi.ca today to book your appointment.
We can’t wait to meet you and hear your business’s unique story.