Restaurant Insurance Quotes

Same Day Restaurant Insurance Quotes in Ontario

Get advice, competitive pricing, and same day restaurant insurance quotes from a trusted source in the restaurant insurance industry. Find out more about how James Inwood from Canadian Insurance Brokers Inc., can help you get affordable restaurant insurance that fits your needs.

Get The Best Restaurant Coverage, Fast

It is highly recommended that all restaurant owners in Canada have insurance. However, with so many insurance types and options available, it’s not always easy to choose which is right for your business.

James and his team can help. We are experts in the restaurant insurance business who offer advice, and fast, free quotes. Get the proper coverage that’s right for you, in no time, and with no hassle.

Call us now at (647) 966-7093 or submit our online form.

Why You Need an Insurance Plan For Your Restaurant

Besides the fact that most landlords require it, there are other reasons insurance is a must-have for restaurant owners.

There are many associated risks to be considered with a dining area. For example: people could get sick, there could be a fire, someone could slip and fall, or another accident could take place at any time. These are incidents that every restaurant is vulnerable to and you are liable for, even though you are not to blame. Without a proper insurance plan, an incident like this could cost you more than you think.

That’s why we help restaurant owners like you get reliable insurance coverage that will protect you against risks and help avoid financial despair.

The Different Types of Restaurant Insurance Coverage

Having the right coverage for your restaurant will not only give you peace of mind but it will also prepare you for practically anything.

There are several types of insurance coverage for restaurants, including:

GL insurance protects against injuries on your property and may also cover damaged reputations, slip and fall claims, food-borne illness costs, and property damage.

Annual premiums and deductible options vary greatly based on your operations.

This insurance type covers buildings, furniture, equipment, and other property that belongs to the restaurant owner. If you are renting or leasing the space, check with the owner to see if the building is already insured. However, you would still want to get coverage for the contents inside the property.

Your average monthly premiums and deductible varies.

Business interruption coverage would provide loss of income for a covered loss while the restaurant is not able to operate. For covered perils like fire, windstorm or hail you can ensure you have the piece of mind to continue with monthly expenses.

The average premiums here can vary widely or even be included.

If you serve liquor at your restaurant, this coverage type will protect against someone getting drunk on your property and committing a crime, such as damaging property or injuring someone.

Average annual premiums can range from $400 to $3,000 with $1,000 deductible minimum.

Restaurants that provide delivery or catering services, will need to carry commercial auto insurance. This policy covers the employees and the company vehicles, whether they are owned, rented, or leased. It protects against legal, repair, and medical costs in case of an accident.

Average annual premiums are $1,200 to $2,500, with an average deductible that varies.

How Much Does Restaurant Insurance Cost?

The cost of restaurant insurance varies depending on several factors, including location, risk exposure, services offered, and deductible amount. Owners will usually choose a customized insurance plan for their restaurant so they can opt in or out of coverage types. That is why it is crucial to work with an expert who can help you determine what you do and don’t need and ensure your plan fits your budget.

Call us now at (647) 966-7093 or submit our online form.

Steps to Take For Reliable Restaurant Insurance

Step 1: Write Down Your Business Details

There is some important information you will need to get an insurance quote: Write down the square footage of your property, age and type of building, type and value of equipment, technology, and other inventory, number of customers and employees, your projected sales, and the type of security and fire system on the property.

Step 2: Contact Us For A Consultation

Contact us to set up an appointment for a consultation. During your initial consultation, we will discuss the details of your business so we can learn more about your needs and determine the best solution for you.

Step 3: We Help Determine The Best Solution

After we have gained complete insight about your restaurant, we can work together to create a plan customized to cover all your business needs. Next we will provide you with important information about your policy, such as what’s covered in your plan, how to file a claim, and more. We will also answer any questions you may have.

Step 4: Enjoy Having Peace Of Mind

Once your restaurant is fully insured, you will have peace of mind, especially with a good insurance broker by your side always available to help.

Get The Best Insurance Plan Through A Trusted Source

To ensure you get the best deals, discounts, and the coverage you need, contact us. We are well trusted insurance brokers with providers who offer same day quotes so you won’t have to waste any time.

Call us now for a fast, free quote (647) 966-7093 or submit our online form.

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