Water damage is one of the most common insurance claims in Canada, but it is also one of the most misunderstood. Many homeowners assume that if water damages the home, insurance will automatically respond. A burst pipe, a slow leak behind a wall, and water entering through a basement after heavy rain may all look […]
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Hail damage is one of the most underestimated risks in Ontario. While most business owners plan for snow, fire, or water damage, hail tends to be treated as a rare event. The reality is different. Hailstorms can cause immediate, widespread damage in minutes, affecting roofs, siding, vehicles, and exposed equipment. Across Ontario and surrounding regions,
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Insurance renewal is one of the most routine parts of having coverage, but it is also one of the most misunderstood. Many policyholders assume renewal simply continues their existing policy with a small price adjustment, without realizing what is actually happening behind the scenes. In reality, each renewal represents a reassessment. Insurers review your risk
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Insurance for Contractors, What’s The Big Idea? Get Contractor Quote Insurance for any type of contractor has always been a mainstay for CIBI, encompassing a large portion of our clients in trades – home builders, plumbers, painters, electricians, roofing contractor, renovation contractor & specialist, carpenters, snow removal, HVAC technicians & contractors, project managers, drywall, framers,
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