Builder’s Risk Insurance: Protecting Your Home Construction Project From Start to Finish

Builder's Risk Insurance, Commercial Insurance /

A 2020 survey found that 38% of Gen-Xers were either in the midst of or planning a renovation project. That means there are plenty of homes that are either vacant or in mid-construction right now. No doubt, most of these savvy customers have already factored home insurance into their calculations. The problem is that if […]

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The Guide to Bars and Nightclub Insurance in Ontario

Bars and Nightclub Insurance, Commercial Insurance /

Nightclubs saw a major hit in revenue during the pandemic, but trends show that they are back on the rise! Do you own or operate a nightclub in Ontario? If so, you must have the right insurance coverage in place. Nightclub insurance can protect your business from various risks, including property damage, liability claims, and

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The Requirements for Restaurant Insurance: Bar and Nightclub Insurance

Bars and Nightclub Insurance, Commercial Insurance /

Did you know that Toronto is the most diverse city in the world? That means plenty of opportunities for you to shine as a restaurant, bar, or fancy nightclub owner. If you are a restaurant, bar, or nightclub owner, it is important to make sure that you have the right insurance in place. The requirements

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Insurance Coverages Needed by a Bar: What You Should Know

Bars and Nightclub Insurance, Commercial Insurance /

Canada has about 5,200 bars — that’s 1.5 bars for every 10,000 Canadians. As the proud owner of one of these establishments, you pride yourself on offering a safe but enjoyable experience for your guests. You give a lot of thought to your branding and you offer terrific drink specials to entice new customers to

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Liquor Liability Insurance for Bars: What You Need to Know

Bars and Nightclub Insurance, Commercial Insurance /

Over a recent 13-year period, Ontario’s rate of alcohol-related emergency department visits increased by 4.4 times. As the owner of a bar, nightclub, or tavern, what does this mean for you? Every day, you invite the public onto your property to have a drink and enjoy themselves. While the majority of your patrons will drink

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Restaurant Insurance: A Guide For Business Owners

Commercial Insurance, Restaurant Insurance /

Did you know that most injuries in restaurants happen in the kitchen? That is no surprise, considering the dangers involved with the job. However, if you’re a business owner, then you know that insurance is necessary to protect you, your employees, and your customers. No matter what industry you’re in, there’s always the risk of

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What Does Restaurant Insurance Cover?

Commercial Insurance, Restaurant Insurance /

Canada’s restaurant industry is booming, with restaurants and bars generating $79 billion each year. If you’re reading this, chances are you’re the proud owner or manager of one of these restaurants. Your day-to-day is full of endless details, from boosting sales and reducing costs to finding (and retaining) the best employees. Restaurant insurance, on the

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Two young male and female business partners having a meeting in a restaurant. Discussing and planning insurance needs.

What Insurance Do Restaurants Need?

Commercial Insurance, Restaurant Insurance /

Are you the proud owner of one of Canada’s 59,000 restaurants? If so, you’re part of the nation’s fourth-largest private-sector employers. No doubt you take great care in providing stellar customer service, a warm ambience, and delicious offerings to your customers. When it comes to buying restaurant insurance, though, things can get confusing. What insurance

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