Commercial Insurance

do you need builder's risk insurance for renovations

Do You Need Builder’s Risk Insurance for Renovations?

If you currently have the opportunity to renovate your house, it may make a lot of sense right now. Better yet, renovations get you and your family out of an unsafe building. To renovate your home successfully, you need the right type of builder’s risk insurance for renovations to protect you. Otherwise, you open yourself …

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Builder’s Risk Insurance: Protecting Your Home Construction Project From Start to Finish

A 2020 survey found that 38% of Gen-Xers were either in the midst of or planning a renovation project. That means there are plenty of homes that are either vacant or in mid-construction right now. No doubt, most of these savvy customers have already factored home insurance into their calculations. The problem is that if …

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The Guide to Bars and Nightclub Insurance in Ontario

Nightclubs saw a major hit in revenue during the pandemic, but trends show that they are back on the rise! Do you own or operate a nightclub in Ontario? If so, you must have the right insurance coverage in place. Nightclub insurance can protect your business from various risks, including property damage, liability claims, and …

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The Requirements for Restaurant Insurance: Bar and Nightclub Insurance

Did you know that Toronto is the most diverse city in the world? That means plenty of opportunities for you to shine as a restaurant, bar, or fancy nightclub owner. If you are a restaurant, bar, or nightclub owner, it is important to make sure that you have the right insurance in place. The requirements …

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Insurance Coverages Needed by a Bar: What You Should Know

Canada has about 5,200 bars — that’s 1.5 bars for every 10,000 Canadians. As the proud owner of one of these establishments, you pride yourself on offering a safe but enjoyable experience for your guests. You give a lot of thought to your branding and you offer terrific drink specials to entice new customers to …

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Liquor Liability Insurance for Bars: What You Need to Know

Over a recent 13-year period, Ontario’s rate of alcohol-related emergency department visits increased by 4.4 times. As the owner of a bar, nightclub, or tavern, what does this mean for you? Every day, you invite the public onto your property to have a drink and enjoy themselves. While the majority of your patrons will drink …

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Restaurant Insurance: A Guide For Business Owners

Did you know that most injuries in restaurants happen in the kitchen? That is no surprise, considering the dangers involved with the job. However, if you’re a business owner, then you know that insurance is necessary to protect you, your employees, and your customers. No matter what industry you’re in, there’s always the risk of …

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What Does Restaurant Insurance Cover?

Canada’s restaurant industry is booming, with restaurants and bars generating $79 billion each year. If you’re reading this, chances are you’re the proud owner or manager of one of these restaurants. Your day-to-day is full of endless details, from boosting sales and reducing costs to finding (and retaining) the best employees. Restaurant insurance, on the …

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Two young male and female business partners having a meeting in a restaurant. Discussing and planning insurance needs.

What Insurance Do Restaurants Need?

Are you the proud owner of one of Canada’s 59,000 restaurants? If so, you’re part of the nation’s fourth-largest private-sector employers. No doubt you take great care in providing stellar customer service, a warm ambience, and delicious offerings to your customers. When it comes to buying restaurant insurance, though, things can get confusing. What insurance …

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